The British Finance

Banking

Current accounts, savings and how UK banks are changing.

  • How to Switch Current Accounts With the Current Account Switch Service

    Switching your current account takes seven working days with the Current Account Switch Service. What moves across, what the guarantee covers and what to check.

    Written by

    The British Finance Editors
    A hand holding a smartphone with a banking app over a wooden table

  • FSCS Protection Explained: How Your Savings Are Covered

    How the Financial Services Compensation Scheme protects bank and building society deposits: the limit, joint accounts, shared licences and what isn’t covered.

    Written by

    The British Finance Editors
    A pile of British pound and pence coins

  • How Overdrafts Work in the UK: Arranged, Unarranged and What They Cost

    What arranged and unarranged overdrafts are, how UK overdraft pricing works since the 2020 rule changes, and practical ways to use one carefully or clear it.

    Written by

    The British Finance Editors
    Hands taking a bank card from a leather wallet

  • Easy-Access vs Fixed-Rate Savings: Which Account Fits Your Plans?

    Compare easy-access, notice and fixed-rate savings accounts on flexibility, rate certainty and access rules, and see how savings interest is taxed in the UK.

    Written by

    The British Finance Editors
    A small plant growing from a pile of coins

  • Building Society vs Bank: What’s the Difference?

    Compare UK building societies and banks on ownership, products, deposit protection and service, and find out when the difference matters to you.

    Written by

    The British Finance Editors
    A shopper walking along a small-town British high street