Fintech
Apps and services reshaping how people pay, save and invest.
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Open Banking Explained: How It Works and How to Stay in Control
Open banking lets regulated apps access your account data or make payments with your consent. How it works, who can offer it and how to withdraw access.
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Authorised Push Payment Scams: Warning Signs and Your Right to a Refund
How authorised push payment scams work, the reimbursement rules for UK bank transfers since October 2024, and exactly what to do if you’ve paid a scammer.
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Digital Banks vs High Street Banks: The Real Differences
Compare app-based digital banks with high street banks on features, support and protection, including how e-money accounts differ from bank accounts.
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Buy Now, Pay Later in the UK: How It Works Under the New Rules
How buy now, pay later plans work, what changed when the FCA began regulating them on 15 July 2026, and the risks to weigh before you split a payment.
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Contactless Cards and Mobile Wallets: How Secure Are They?
How contactless cards and mobile wallets protect your payments, what tokenisation and verification do, and what to do if a payment goes wrong.
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